TransferDesk — Qualified MCA Live Transfers for Brokers and ISOs

Stop buying lists. Start taking calls.

We dial, we qualify against your criteria, and we transfer the merchant to your closer while they are still on the phone. You are billed only for transfers that meet the criteria.

Get a quote About 30 seconds

TCPA & DNC scrubbed Recorded on every transfer Exclusive, never resold Bilingual agents

What the floor looks like on a live campaign

You only see a merchant when they clear your criteria. Everything below the floor is dialed on our time, not billed on yours.

Live queue Illustrative
HVAC contractor, Ohio
$42K/mo · 3 yrs open · needs $60K
Transferred
Freight carrier, Texas
$8K/mo · under your floor
Not billed
Restaurant group, Florida
$115K/mo · 6 yrs open · needs $200K
Transferred
Retail, New Jersey
$27K/mo · 14 mo open · needs $35K
Transferred
Every transfer arrives with a recording of the qualifying call attached.

What we transfer

Mostly merchant cash advance. If your shop closes other paper, we run the campaign to those criteria instead — same floor, same process.

You already know what a bad list feels like

You bought it, your agents burned a week on it, and the merchants on it had already been called by six other shops. The problem was never your closers.

Buying data

  • You pay up front, before anyone picks up
  • The same records are sold to your competitors
  • Your agents spend the day on voicemail
  • Nobody is accountable for whether the list worked
  • Cost per funded deal is invisible until the month closes

Live transfers

  • You pay after a qualified merchant is on your line
  • Exclusive — the merchant is transferred to you only
  • Your closers spend the day closing
  • Every transfer has a recording you can pull
  • Cost per transfer is a fixed, known number

Tell us your box and we will quote it

Tighter criteria cost more per transfer because they take more dials. We will tell you which way your numbers push.

Our standard MCA qualification

This is the default box. Yours replaces it — we set the criteria to whatever your funders actually approve, in writing, before we dial.

$10K+
Monthly deposits, confirmed on the call
6+ mo
Time in business
550+
Stated credit, or your own floor
100%
Recorded and consented to the transfer

Two ways to work with us

Most shops start with transfers and add seats once they trust the floor.

Our data

Qualified live transfers

We source and dial, qualify to your written criteria, and warm-transfer the merchant to your closer.

You provide
Your qualifying criteria and a line to transfer to
You are billed for
Transfers that meet the criteria — nothing else
Good fit when
You have closers sitting idle and no reliable flow
Quote live transfers
Your data

Dedicated agent seats

Bilingual agents working your list, on your CRM, under your script and your name.

You provide
The list, the script, and the CRM access
You keep
Everything the agent produces, on your own CRM
Good fit when
You own data you cannot work through fast enough
Quote agent seats

How a transfer campaign starts

  1. We agree the criteria in writingMonthly revenue floor, time in business, funding range, and anything else that decides whether you would take the call. This gets signed before anyone dials.
  2. We build and dial the listOur floor works the data on our dialer, TCPA and DNC scrubbed. You see nothing until a merchant qualifies.
  3. The agent qualifies liveRevenue, time in business, use of funds, and consent to be connected — confirmed on the call, not guessed from a form.
  4. We transfer to your closerWarm handoff while the merchant is on the line, with the recording attached to the record.
  5. You review inside the dispute windowIf a transfer missed the criteria, flag it within the agreed window and we replace it.

What counts as qualified is decided before we dial

This is where most transfer deals fall apart. We settle it up front so there is nothing to argue about later.

Your criteria, in writing

Signed before the campaign starts. We do not adjust it mid-month to hit a number.

A recording on every transfer

You can hear the qualifying questions and the merchant's answers. Most disputes end in thirty seconds.

A fixed dispute window

Flag a transfer inside the window and it is reviewed. After that it is accepted, so neither side is arguing about last month.

Replacement, not credit

A transfer that missed the criteria earns you another one. Simpler for both of us than a running balance.

TCPA and DNC scrubbing

Lists are scrubbed before dialing and consent to be connected is captured on the recorded call.

Exclusive, never resold

A merchant transferred to you is transferred to you only. We do not run the same call twice.

Fifteen minutes is enough to know if this fits

Bring your criteria and your current cost per funded deal. That is the number we should be beating.

We run this floor every day

The contact center is bilingual, based in Colombia, and runs on Aloware and GoHighLevel. It is not a side project — it runs every business day.

We currently run outbound qualification for a U.S. mortgage lender using their data and their criteria, alongside live merchant cash advance campaigns. Different verticals, same discipline: dial, qualify, hand off, record.

Ask for the reference on the call.

Questions brokers actually ask

What does a transfer cost?

It depends on your criteria, your vertical, and your volume — tighter criteria take more dials, so they cost more per transfer. We quote against your box rather than publishing a rate card that would be wrong for most shops. Ask on the call and you will get a number.

What happens if a transfer does not meet my criteria?

Flag it inside the dispute window and we replace it. The recording is attached to every transfer, so most disagreements are settled by listening to thirty seconds of the call rather than arguing about it.

Are these exclusive?

Yes. A merchant transferred to you is not transferred to anyone else, and we do not resell the record afterward. That is the whole point of the model.

Are you compliant?

Lists are TCPA and DNC scrubbed before dialing, and the agent captures the merchant's consent to be connected on the recorded call. We will walk you through the exact process before you sign anything.

Can you work my own list instead?

That is the agent seats product. Dedicated bilingual agents work your data on your CRM under your script and your business name, billed by the seat. You keep everything they produce.

Can you do something other than MCA?

Yes. Term loans, lines of credit, SBA, equipment, factoring, consolidation, and consumer verticals like mortgage. The floor is already running a mortgage campaign for a U.S. lender. Tell us the criteria and we will tell you honestly whether we can hit them.

How fast can a campaign start?

Once the criteria are agreed and signed, days rather than weeks. The constraint is agreeing the box and setting up your transfer line, not staffing.

Do you guarantee a number of transfers?

No, and be careful with anyone who does. Volume moves with criteria, vertical, season, and data quality. We will give you a realistic range from our own dial data and tell you when your criteria are too tight to hit it.

Tell us what a good merchant looks like

Fifteen minutes is enough to work out whether this fits. Bring your criteria and your current cost per funded deal — that is the number we should be beating.

We reply the same business day. No list is purchased and no campaign starts until criteria are agreed in writing.

Call the desk Get a quote